Ric's Reference Section

        Occupancy

        Lenders know that borrowers usually take better care of their own homes, more so than other
        properties they may own. The best (lowest) interest rates are available on loans that are
        secured by your primary residence. Vacation homes, rental or investment properties will carry
        slightly higher interest rates, which are also affected by FICO scores, down payment or equity,
        as well as other indicators.

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